Baked Oats Recipe: Banana Chocolate Chip Breakfast Cake

Baked oats are the viral breakfast that tastes like warm cake but is made with simple, wholesome ingredients. Rolled oats are blended with ripe banana and baked until soft, fluffy, and studded with melty chocolate.

This single serve baked oats recipe takes about 5 minutes to prep and is a healthy baked oats with chocolate chips option that feels like dessert. If you love banana baked oats, you will keep making this one.

Recipe at a Glance

Why You’ll Love These Banana Baked Oats

• Tastes like warm banana cake for breakfast
• Made in one blender or bowl in 5 minutes
• Naturally sweetened with ripe banana and maple syrup
• Easy to customize with your favorite mix-ins
• Filling thanks to fiber and protein from oats and egg

Ingredients You’ll Need

• ½ cup old-fashioned rolled oats
• 1 ripe banana, mashed
• 1 large egg
• ¼ cup milk of choice
• 1 tablespoon maple syrup
• ½ teaspoon baking powder and ½ teaspoon ground cinnamon
• 1 pinch salt and ½ teaspoon vanilla extract
• 1 tablespoon chocolate chips, plus extra for the top

How to Make Single-Serve Baked Oats

1. Preheat the oven to 350°F (175°C) and grease a 10- to 12-ounce ramekin.
2. Add the oats, banana, egg, milk, maple syrup, baking powder, cinnamon, salt, and vanilla to a blender and blend until mostly smooth.
3. Stir in the chocolate chips and pour the batter into the ramekin.
4. Top with extra chocolate chips and a few banana slices if you like.
5. Bake for 20 to 22 minutes until the top is set and a toothpick comes out clean.
6. Let cool for 3 minutes and serve warm with yogurt, nut butter, or berries.

Tips for the Best Healthy Baked Oats

• Use very ripe bananas for natural sweetness and moisture.
• Blend the oats well for a cake-like texture, or leave some chunky for a chewier bite.
• Do not overbake; a slightly gooey center is perfect.
• Let the baked oats rest for 3 minutes so they set.
• Use a ramekin that holds the batter about ¾ full for even cooking.

Variations to Try: Banana Baked Oats Ideas

• Swirl in a spoonful of peanut butter or almond butter.
• Add blueberries instead of chocolate chips.
• Stir in a scoop of protein powder and extra milk.
• Make it dairy-free with plant-based milk.

How to Store It

Baked oats are best eaten warm, but leftovers keep in the fridge for up to 3 days. Reheat in the microwave for 30 to 45 seconds. For meal prep, bake in a muffin tin and freeze for up to 2 months.

Frequently Asked Questions

Are baked oats healthy?

They can be. Baked oats provide fiber, protein, and whole grains, and you control the sweetness and toppings.

Can I make baked oats without eggs?

Yes. Use a flax egg or an extra ¼ cup of mashed banana, though the texture will be slightly denser.

Can you microwave baked oats instead?

Yes. Microwave for 2 to 3 minutes in a microwave-safe mug, though the texture will be softer than oven-baked.

How do you make baked oats less dry?

Add an extra splash of milk, use very ripe banana, and avoid overbaking.

Banana Chocolate Chip Baked Oats

A cake-like single-serve baked oats made with banana, oats, and chocolate chips — healthy breakfast that tastes like dessert.

Print Recipe Pin Recipe

Prep Time 5 minutes mins

Cook Time 22 minutes mins

Servings: 1

Calories: 380

Ingredients Equipment Method Notes

Ingredients

  

• ½ cup old-fashioned rolled oats
• 1 ripe banana mashed
• 1 large egg
• ¼ cup milk of choice
• 1 tablespoon maple syrup
• ½ teaspoon baking powder
• ½ teaspoon ground cinnamon
• 1 pinch salt
• ½ teaspoon vanilla extract
• 1 tablespoon chocolate chips plus extra for topping

Equipment

• 10- to 12-ounce ramekin
• Blender or mixing bowl
• Measuring cups and spoons

Method

 

1. Step 1: Preheat the oven to 350°F (175°C) and grease a ramekin.
2. Step 2: Blend all ingredients except the chocolate chips until mostly smooth.
3. Tip: Leave a little texture for a chewier bite.
4. Step 3: Stir in the chocolate chips and pour into the ramekin.
5. Step 4: Top with extra chocolate chips.
6. Step 5: Bake 20 to 22 minutes until set.
7. Tip: A slightly gooey center is ideal.
8. Step 6: Cool 3 minutes and serve warm.

Notes

Calories are an estimate for 1 serving with chocolate chips.
Double the recipe and bake in a small dish to share.